The Central Bank of India has issued the recruitment notification for 1,000 Credit Officer positions in the Junior Management Grade Scale-I (JMGS-I). Candidates must successfully complete a Post Graduate Diploma in Banking and Finance (PGDBF) program before being permanently absorbed into the bank. This article explores every key aspect of the Central Bank Credit Officer Recruitment 2025, providing essential insights for applicants.
Key Highlights of Central Bank Credit Officer Recruitment 2025
This recruitment drive aims to hire competent individuals for the role of Credit Officer in the banking sector. Below is a concise summary of the recruitment details:
| Attribute | Description |
|---|---|
| Organizing Institution | Central Bank of India |
| Position Available | Credit Officer (General Banking) |
| Total Vacancies | 1000 |
| Educational Requirement | Graduate Degree in any field |
| Age Bracket | 20-30 years |
| Selection Procedure | Online Test & Personal Interview |
| Application Closing Date | 20 February 2025 |
| Website | www.centralbankofindiaco.in |
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Important Dates and Application Guidelines
Applicants should note the key deadlines to ensure a timely application submission:
| Event | Date |
|---|---|
| Notification Release Date | 30 January 2025 |
| Application Start Date | 30 January 2025 |
| Final Submission Date | 20 February 2025 |
| Examination Date | To Be Announced |
The application process is exclusively online. Candidates should thoroughly check their eligibility before proceeding with registration.
Category-Wise Vacancy Distribution
The total 1,000 vacancies have been allocated among different categories as follows:
| Category | Vacancies |
|---|---|
| General (UR) | 405 |
| Other Backward Classes (OBC) | 270 |
| Scheduled Caste (SC) | 150 |
| Scheduled Tribe (ST) | 75 |
| Economically Weaker Section (EWS) | 100 |
| Total | 1000 |
Application Fees
Candidates are required to submit the application fee via online payment methods:
| Category | Fee (INR) |
|---|---|
| Women, SC, ST, PWBD Candidates | ₹150 |
| General, OBC, EWS | ₹750 |
Eligibility Requirements
Educational Criteria
Candidates must possess a graduate degree from a recognized university. Minimum marks required:
- General/EWS Candidates: 60%
- SC/ST/OBC/PWBD Candidates: 55%
Age Limit
Applicants should be born between 30 November 1994 and 30 November 2004. The age limits are:
| Minimum Age | Maximum Age |
|---|---|
| 20 Years | 30 Years |
Age relaxation is applicable per government guidelines for reserved categories.
Selection Process of Central Bank Credit Officer Recruitment 2025
Candidates will undergo a multi-phase selection procedure:
- Online Exam: Includes both objective and descriptive tests.
- Interview Round: Candidates clearing the written test will be invited for a personal interview.
Exam Structure
| Section | Questions | Marks | Time Limit |
|---|---|---|---|
| English Language | 30 | 30 | 25 minutes |
| Quantitative Aptitude | 30 | 30 | 25 minutes |
| Reasoning Ability | 30 | 30 | 25 minutes |
| General Awareness | 30 | 30 | 15 minutes |
| Total | 120 | 120 | 90 minutes |
| Descriptive (Essay & Letter Writing) | 2 | 30 | 30 minutes |
Mandatory PGDBF Training Program
Selected candidates must complete a one-year Post Graduate Diploma in Banking & Finance (PGDBF), which includes:
- 9 months of classroom training (Stipend: ₹2,500/month)
- 3 months of practical training (Stipend: ₹10,000/month)
Only those who successfully complete the training will be confirmed as permanent employees.
Compensation and Perks
The salary for Credit Officers falls under the JMGS-I Pay Scale:
₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
Additional benefits include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits
- Career Progression Opportunities
Expected Cut-Off Criteria
The cut-off marks vary based on factors such as the number of applicants, exam difficulty, and category-specific reservations. Candidates must secure the sectional and overall cut-off scores to advance in the selection process.
Frequently Asked Questions (FAQs)
Q1: Are final-year students eligible to apply?
Ans: No, applicants must have completed their graduation before applying.
Q2: Is there any age relaxation for reserved categories?
Ans: Yes, the relaxation follows government norms: SC/ST – 5 years, OBC – 3 years, PwBD – 10 years.
Q3: What is the mode of the written examination?
Ans: The examination will be conducted in an online format, comprising objective-type questions and a descriptive section.
Final Thoughts
The Central Bank Credit Officer Recruitment 2025 is a golden opportunity for banking aspirants looking for a stable career. With a competitive selection process and structured training program, candidates can secure a rewarding position. It is crucial to stay updated through the official website and prepare diligently for the examination and interview rounds.